Alloy Insurance

Cover the cost of alloy wheel repairs, should they become damaged.

Purchase silver coverPurchase gold cover
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Alloy wheel insurance for your vehicle

SaveMoneyHub’s Alloy Insurance will pay for the cost to repair accidental damage to your alloy wheels, this includes the usual scuffs and scratches from kerbing or pot holes. Without our insurance a repair to just one alloy could cost you between £70 to £120.

Our policies provide cover for a wide range of vehicles and wheel sizes, including Cars, Vans and Company Vehicles.

We offer instant cover for vehicles that have been purchased or leased within the last 90 days, but don’t worry if you purchased your vehicle more than 90 days ago, we are still able to offer cover! All we ask is that your vehicle is under 5 years old and has not covered more than 50,000 miles. Please see below for further details.

We offer two main levels of cover, each is designed to best suit your wheel size and the alloy design. You are able to purchase 12 months, 24 months or 36 months worth of cover.

Silver cover prices*

The silver policy provides cover for standard and painted alloy wheels, up to and including 18”. It offers a maximum claim limit of £1,000 and £100 per repair.

* prices may vary due to your vehicle eligibility

12 Months

£69 inc. IPT
  • £1000 Max. Claim Limit
  • £100 Per Repair
  • 12 Months Cover
  • For Standard & Painted Alloys

36 Months

£109 inc. IPT
  • £1000 Max. Claim Limit
  • £100 Per Repair
  • 36 Months Cover
  • For Standard & Painted Alloys

Gold cover prices*

Our gold policy provides cover for all types and sizes of alloy wheels with a £200 repair limit up to a maximum claim limit of £2,000.
* prices may vary due to your vehicle eligibility

12 Months

£99 inc. IPT
  • £2000 Max. Claim Limit
  • £200 Per Repair
  • 12 Months Cover
  • All Alloy Types & Sizes

36 Months

£189 inc. IPT
  • £2000 Max. Claim Limit
  • £200 Per Repair
  • 36 Months Cover
  • All Alloy Types & Sizes

What's covered

Below we list what is covered under this insurance, please check this information carefully to make sure that the cover is right for you. If you have any questions, please contact us.

What's not covered

Unfortunately, we can’t cover everything on our Alloy Wheel Insurance. Below are a list of the general exclusions.

As Many Claims As You Need

You can make as many claims as you need, up to the maximum repair cost noted on your insurance certificate.

Replacement Alloy

If the alloy wheel can’t be repaired we will contribute towards a replacement.

Business Use Included

Covers vehicles used for business.

Instant Protection

Instant Cover for vehicles purchased within last 90 days.

No Excess

There is No Excess on this policy, if you should need to claim.

Diamond Cut & Polished

Cover for Diamond Cut & Polished with our Gold level of cover.

Transferable

Transferable to a replacement vehicle (subject to £15 admin fee).

Purchase Cover Anytime

Cover for vehicles purchased outside of the last 90 days – subject to inspection by us or our approved repairer.

Certain Vehicles

Vehicles which are used as an emergency vehicle, hire & reward, dispatch, courier, road racing, rallying, pace-making, speed testing or any other competitive event.

Time Of Incident

Any incident or damage leading to a claim which occurred before the start of this policy.

Previous Damage

Repairs to previously damaged Alloy Wheels.

Motor Trade

Vehicles which are beneficially owned or operated by a company or persons involved in the business of vehicle repair, servicing, selling, trading or an employee of such a company or person.

Allow Theft

Theft of Alloy Wheels.

Manufacturing Issues

Damage which is deemed to be a manufacturing defect.

Corrosion

Damage caused to your wheels by corrosion is not covered by this policy.

Am I Eligible For Alloy Insurance?

We aim to make alloy wheel insurance available to as many people as possible but there are some circumstances we can’t cover. We ask that you read this page carefully to make sure our policy is right for you. If you have any questions, please don’t hesitate to contact us.

VEHICLE PURCHASED WITHIN THE LAST 90 DAYS:

  • The vehicle is less than 7 years old when you purchase cover
  • The vehicle has covered less than 80,000 miles when you purchase cover
  • The vehicles alloy wheels are free from damage when you purchase cover
  • The alloy wheels are manufacturer fitted and supplied, not aftermarket such as Wolfrace, OZ Racing etc
  • The vehicle will not be used for hire, reward, competition and is not owned/leased by a person or business involved in carrying out repairs, sales or servicing of vehicles. For example, Taxi, Courier, mechanic, car salesman.
  • The vehicle is registered and kept principally in the UK

VEHICLE PURCHASED OVER 90 DAYS AGO:

  • When you purchase cover you will receive a confirmation email enclosing your policy documents. This email will also provide instructions for having your alloy wheels inspected. You must follow these instructions within 30 days of purchasing cover or the policy will be declared null & void.
  • The vehicle is less than 7 years old when you purchase cover
  • The vehicle has covered less than 80,000 miles when you purchase cover
  • The vehicles alloy wheels are free from damage when you purchase cover
  • The alloy wheels are manufacturer fitted and supplied, not aftermarket such as Wolfrace, OZ Racing etc
  • The vehicle will not be used for hire, reward, competition and is not owned/leased by a person or business involved in carrying out repairs, sales or servicing of vehicles. For example, Taxi, Courier, mechanic, car salesman.
  • The vehicle is registered and kept principally in the UK

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