Tyre Insurance

We will protect the customer in the event of sustaining either accidental or malicious damage to tyres fitted to the Insured Vehicle.

Purchase coverWhat's covered?

Tyre Insurance For Your Vehicle

We will protect the customer in the event of sustaining either accidental or malicious damage to tyres fitted to the Insured Vehicle.

The cover includes the cost of replacement or repair of a tyre, up to the claim limit purchased, as long as the tyre tread depth is above the UK “Legal Roadworthy limit” at the time of the claim.

Standard Tyre insurance prices*

Our standard tyre insurance, provides protection against sustaining either accidental or malicious damage to tyres under 18″ in size. Excluding wear & tear.
* prices may vary due to your vehicle eligibility

£125 Limit

£0 inc. IPT
  • No Excess
  • Up To 2 Claims Per Year
  • 12 Months Cover
  • Tyres Under 18″

£125 Limit

£86 inc. IPT
  • No Excess
  • Up To 2 Claims Per Year
  • 24 Months Cover
  • Tyres Under 18″

£125 Limit

£116 inc. IPT
  • No Excess
  • Up To 2 Claims Per Year
  • 36 Months Cover
  • Tyres Under 18″

18″ & Over Tyre Insurance Prices*

Our 18″ & over tyre insurance, provides protection against sustaining either accidental or malicious damage to tyres 18″ or over. Excluding wear & tear.
* prices may vary due to your vehicle eligibility

£250 Limit

£112 inc. IPT
  • No Excess
  • Up To 2 Claims Per Year
  • 12 Months Cover
  • Covers 18″ & Over

£250 Limit

£182 inc. IPT
  • No Excess
  • Up To 2 Claims Per Year
  • 24 Months Cover
  • Covers 18″ & Over

£250 Limit

£274 inc. IPT
  • No Excess
  • Up To 2 Claims Per Year
  • 36 Months Cover
  • Covers 18″ & Over

Run Flat Tyre Insurance Prices

Our run flat tyre insurance, provides protection against sustaining either accidental or malicious damage to run flat tyres. Excluding wear & tear.

£250 Limit

£214 inc. IPT
  • No Excess
  • Up To 2 Claims Per Year
  • 12 Months Cover
  • Covers Run Flat Tyres

£250 Limit

£264 inc. IPT
  • No Excess
  • Up To 2 Claims Per Year
  • 24 Months Cover
  • Covers Run Flat Tyres

£250 Limit

£314 inc. IPT
  • No Excess
  • Up To 2 Claims Per Year
  • 36 Months Cover
  • Covers Run Flat Tyres

What is covered

Below we list what is covered under this insurance, please check this information carefully to make sure that the cover is right for you. If you have any questions, please contact us.

What is not covered

Unfortunately, we can’t cover everything on our Tyre Insurance. Below are a list of the general exclusions.

Tyre Replacement

We will pay for the replacement costs for supplying and fitting the same make of tyre (subject to availability) following accidental or malicious damage. The amount we pay will be dependent upon the claim limit and period selected. A maximum of 2 claims per annum is allowed.

Tyre Repair

Pays the cost of punctures repairs to the tyre up to £50 (including VAT). Any benefit paid for “Repairs” will be included in the aggregate claims limit.

No Excess

There is no policy excess on our tyre insurance product.

National Repair Network

Access to an established national Repairer network.

Policy To Cover Run Flat Tyres

“Run-Flat Tyres” will be repaired wherever possible. In the event that a “Run-Flat Tyre” cannot be repaired, or the manufacturer states they should not be repaired, we will pay for an equivalent replacement tyre, subject to availability.

We Pay The Going Rate

Any costs for a replacement tyre will be based on the Dealer supply price or the Kwik-Fit supply price (or an alternative National supplier as appointed by the Administrator), or the claim limit, whichever is the lower.

Wear & Tear

We will not cover tyres that fail due to wear & tear.

Certain Vehicles

Vehicles which are used as an emergency vehicle, hire & reward, dispatch, courier, road racing, rallying, pace-making, speed testing or any other competitive event.

Motor Trade

Vehicles which are beneficially owned or operated by a company or persons involved in the business of vehicle repair, servicing, selling, trading or an employee of such a company or person.

Time Of Incident

Any incident or damage leading to a claim which occurred before the start of this policy.

Previous Damage

Repairs to previously damaged Tyres.

Market Value

Any vehicle where the invoice price / current market value exceeds £100,000.

Age & Weight

Any vehicle that is over 7 years old at policy inception and has a Gross Vehicle Weight of over 3.5 tonnes.

Mileage

Any vehicle over 80,000 miles at policy inception.

Benefits Of Using SaveMoneyHub.com

We aim to make tyre insurance (cosmetic insurance) available to as many people as possible but there are some circumstances we can’t cover. We ask that you read this page carefully to make sure our policy is right for you. If you have any questions, please don’t hesitate to contact us.

SIGNIFICANT BENEFITS OVER OUR COMPETITORS PRODUCTS

  • Wider eligibility criteria than competitors.
  • Highly competitive pricing
  • Direct and simple claims process.
  • Claim can be made for same tyre more than once after a claim.
  • Repair / replacement can be linked to Manufacturer network.
  • Transferable to a replacement vehicle that meets the eligibility criteria.
  • Run-flat tyres replaced if manufacturer advises against repairing them.
  • On-line Policy Registration.

ELIGIBILITY CRITERIA

  • The invoice price / current market value of insured vehicle does not exceed £100,000.
  • The insured vehicle is less than 7 years old at inception of the policy and has a maximum GVW of 3.5 tonnes.
  • The insured vehicle has covered less than 80,000 miles at inception of the policy.

WHAT OUR CUSTOMERS SAY ABOUT US